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Endurance
4.6
Reputation:8.8/10
Coverage:9.7/10
Cost:9.1/10
Transparency:9.5/10
Customer Experience:8.5/10
Out of 41 companies reviewed, Endurance is our top-rated auto warranty provider
Quick Facts
- BestComprehensive Coverage
- Mileage Covered: Unlimited mileage
- Longest Warranty Term: Up to 8 years
- Money-Back Guarantee: Up to 30 days
- Coverage Options:6 different plans to choose from
- Discounts: $300 same-day signup discount, $250 shopping voucher and others
Plan Coverage and Perks
Plan coverage includes | Endurance Elite perks™ |
---|---|
Exclusionary plan | One-year membership for free |
Powertrain plan | Tire repair and replacement |
Maintainance coverage with Endurance Advantage | Key fob replacement |
Roadside assistance | Total loss protection |
Towing | Collision discount |
Rental car | $250 rewards voucher |
Trip interruption coverage | Endurance Protect app |
What Is an Extended Car Warranty Scam Call?
According to the FCC, an auto warranty scam call is when someone posing as a representative of an automaker, car dealer or auto insurance company reaches out with a warning that your car’s extended warranty is about to expire. These calls typically include a pitch about ways to immediately renew or extend your vehicle warranty.
During these phone calls, you’re usually asked to input some personal information. You’re often prompted to press a button to stay on the line, at which point the caller or prerecorded menu will ask for various personal details. This information can then be used to defraud you.
Note that these calls are absolutely illegal. Rules from the Federal Trade Commission (FTC) dictate that companies must receive your express written permission before they can call to sell you something. A company must clearly state that it’s using robocalls and can’t make the calls conditional for providing a service. You can also revoke authorization for these calls at any time.
Who Is Responsible for Extended Warranty Scam Calls?
The FCC believes that a significant number of car warranty robocalls come from an operation headed by Roy Cox Jr. and Aaron Michael Jones through their Sumco Panama conglomerate. In 2020, the Cox/Jones operation purchased over 500,000 phone numbers from at least 229 area codes to make robocalls appear to have originated locally.
Ohio Attorney General Dave Yost filed a lawsuit against the Cox/Jones operation in July 2022 and the FCC has begun to investigate the group as well.
How Did Scammers Get My Information?
There are many ways for extended warranty call scammers to get your personal information. Data breaches hit near-record highs last year, according to a study by the Identity Theft Resource Center. Scammers use them to steal identity information and phone numbers.
Another common way for scammers to get ahold of personal details is through your state’s department of motor vehicles (DMV). DMVs across the U.S. sell off lists of personal data to third parties such as advertisers and private investigators. While the DMV won’t sell your picture, Social Security number or driver’s license number, it can legally hand over your name, phone number and current address.
How To Identify Extended Warranty Scam Calls
To protect yourself from scammers, learn how to quickly identify auto warranty robocalls. If the caller exhibits the behaviors outlined below, you may want to report the number to the FCC.
The Caller Has Few or Vague Details
The best car warranty companies have trained specialists who know the ins and outs of each extended coverage plan. If the caller presents vague details about your warranty or lacks specific information, chances are you’re dealing with a spam caller.
The Caller Says the Matter Is Urgent
Car warranty scammers will try to pressure you into making a decision by creating a tense or rushed state of mind. Reputable auto warranty providers know that rushing customers is not a good business practice and avoid doing so.
You’re Asked To Provide Personal Information
Scammers want information that allows them to steal your identity and gain access to your bank account. If a caller claiming to be from your extended car warranty provider asks for any of the following details, it’s extremely likely that they’re not legitimate:
- Social Security number
- Credit card information
- Bank account number
You should immediately hang up from the extended warranty scam call and report the phone number to the FCC.
You Don’t Recognize the Phone Number
The FCC mandates that telemarketers display their phone number or company name when calling customers. Scammers, however, have gotten adept at what’s called “spoofing” — an illegal move that disguises the caller’s true number by displaying a different one on caller ID. Most companies have specific customer service numbers used to contact clients, so it’s wise to avoid answering calls from unknown sources.
If you receive a call from a phone number you don’t recognize, it’s likely that you’re dealing with a scammer. Companies don’t tend to hide their customer service numbers from caller ID.
Where Do Most Spam Calls Come From?
According to a report from Transaction Network Services, the area codes that generated the most robocalls in March 2023 were:
- 209: Stockton, California
- 480: Mesa, Arizona
- 602: Phoenix, Arizona
- 315: Syracuse, New York
- 520: Tucson, Arizona
- 803: Columbia, South Carolina
- 470: Atlanta, Georgia
- 252: Greenville, North Carolina
- 239: Fort Myers, Florida
- 910: Fayetteville, North Carolina
You Feel Threatened
Some extended warranty scam callers start turning to threats and intimidation when they need more information. If the caller threatens you in any way, immediately hang up and report the phone number to the FCC.
While a large number of Americans fall prey to vehicle service contract scams, it’s not the inevitable result of picking up the phone. Below are a few tips that can keep you safe from extended warranty scam calls:
Screen Your Phone Calls
This may seem obvious, but the best way to avoid car warranty robocalls is by letting them go to voicemail. If you don’t recognize a number, simply don’t answer it. If it’s important — say, if your actual extended warranty company is trying to get in touch — the caller might leave a message.
Add Your Number to the National Do Not Call Registry
Though it doesn’t necessarily block scam calls, signing up for the FTC’s Do Not Call Registry will significantly reduce the number of telemarketing calls you receive. By cutting down on the number of unwanted calls you receive, you may find it easier to flag scam calls.
Placing your phone number on the Do Not Call Registry won’t prevent legitimate companies from reaching out to you. However, fine print in the Telephone Consumer Protection Act (TCPA) makes it much tougher for telemarketers with unknown numbers to reach out.
Use a Robocall Blocking App
These days, most smartphones come outfitted with spam-blocking software. Those with iPhones and many Android devices can silence unknown callers by toggling a switch in the phone’s settings. There are many third-party apps that further block calls, adapting to scammers’ ever-changing methods.
File a Complaint With the FCC
If you receive an extended warranty scam call, it’s advisable to file a consumer complaint with the FCC. You won’t get a reward, but a larger number of complaints helps the FCC to build a stronger case against illegal operations.
What Is an Extended Auto Warranty?
When you buy a new car from the dealership, it usually comes with a limited factory warranty. This is a guarantee from the automaker that it will cover the cost of repairs and replacements after a mechanical breakdown. Factory coverage usually includes a three-year or 36,000-mile bumper-to-bumper warranty and a five-year or 60,000-mile powertrain warranty.
An extended warranty is a vehicle service contract that stretches your car’s protection term beyond that length. Many manufacturers offer their own extended warranty plans, though there’s also a thriving third-party market of reputable warranty service providers.
If you decide to purchase extended coverage from your car’s manufacturer, you’ll need to pick up protection before your factory warranty expires. Aftermarket extended warranties, on the other hand, can be purchased at nearly any point in time.
To learn more about extended car warranties, read our complete car warranty guide.
Is an Extended Auto Warranty Worth It?
If you have an older, less reliable car and a low budget for car repairs, an extended warranty may be worth getting. It’s smart to assess your financial situation and the condition of your car before deciding whether or not to purchase extended warranty coverage.
Extended Warranty Scam Calls: Conclusion
While extended warranty scam calls are pretty common, there are multiple ways to recognize them and protect yourself. Most of these calls will come from numbers you haven’t seen before. They often feature automated menus and ask you to press a button to stay on the line before requesting personal information.
If you receive one of these calls, hang up and report the phone number to the FCC. Most cellphones have spam-blocking software preloaded, but you can find third-party apps that further block extended warranty scam calls.
Recommendations for Extended Car Warranties
If you’re looking for legitimate extended warranty coverage, we recommend starting your search by getting quotes from Carchex and CarShield. Both of these providers have strong industry reputations and receive relatively strong reviews from recent customers.
Carchex: Great Industry Reputation
Carchex has been a popular extended warranty provider for over 20 years. The company offers five tiers of coverage that range from bumper-to-bumper exclusionary coverage to a basic powertrain warranty. Because some Carchex plans protect vehicles for up to 250,000 miles, they’re great options for those looking for extended warranties for cars with over 100k miles.
Read more: Carchex reviews
Best Industry Reputation 9.1/10
Coverage for vehicles up to 250,000 miles and excellent customer service.
Learn More
CarShield: Affordable Monthly Payments
On July 31, 2024, the Federal Trade Commission announced that CarShield must pay $10 million to settle charges that its advertisements and telemarketing for vehicle service contracts are deceptive and misleading, and that many consumers found that repairs were not covered. The company said that its marketing efforts now include additional details about the elements of car repair typically covered and direct potential customers to its website, where full plans can be viewed before making a purchase decision. The MarketWatch Guides team is reviewing this information and will reevaluate all CarShield rankings.
When researching the market’s top warranty providers, we found CarShield to be the most popular. The company has one of the best used car warranties overall because many of its plans last for up to 300,000 miles. CarShield lets customers choose warranty plans with either set terms or month-to-month contracts, allowing for plenty of budget flexibility.
Read more: CarShield reviews
Best for Flexible Payments 8.9/10
A reputable extended warranty provider with industry-low rates.
Learn More
Extended Warranty Scam Calls: FAQ
Here are some of the most frequently asked questions about extended warranty scam calls.
Scammers contact you under the guise of letting you know that your extended warranty contract is about to expire. Once you’re on the phone, they offer a pitch for renewing your warranty, which they usually say requires personal information. The scammer can then steal your identity and potentially gain access to your bank account.
In most cases, you’re receiving scam robocalls that attempt to steal your personal information. You’ll be prompted to press a button to speak with someone who will try to make you divulge sensitive financial and personal details. If you receive one of these calls, it’s best to hang up immediately and report the number to the FCC.
You can add your name to the National Do Not Call list, but that generally only stops telemarketers from calling you. The best way to avoid extended warranty scam calls is by hanging up the phone immediately and blocking the phone number. It’s also advisable to screen your phone calls before answering them, especially if you’re getting car warranty calls from numbers you don’t recognize.
Our Methodology
Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best extended car warranty companies. We collected data on dozens of auto warranty providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the companies that scored the most points topping the list.
Here are the factors our ratings take into account:
- Reputation: Our research team considers availability, ratings from industry experts and years in business when conferring this score.
- Coverage: Companies that offer a variety of choices for warranty coverage, long contract terms and added benefits are more likely to meet consumer needs.
- Cost: Auto warranty companies with affordable rates and multiple deductibles scored highest in this category.
- Transparency: This score is based on contract transparency and the availability of a money-back guarantee.
- Customer experience: Based on customer satisfaction ratings and our extensive shopper analysis, we consider the responsiveness, friendliness and helpfulness of each warranty company’s customer service team.
Our credentials:
- 500+ hours researched
- 50 companies reviewed
- 2,000+ consumers surveyed
*Data accurate at time of publication.
If you have feedback or questions about this article, please email the MarketWatch Guides team at editors@marketwatchguides.com.